What should I do if I’ve received a notice of foreclosure?

Notices of foreclosure generally come in in two different times. First, there’s your pre-foreclosure notice. A lot of times, the mortgages in the state of Florida require that the borrower receive some kind of notice from the bank at the property address. It says something like this, “Hey, borrower, you’re behind a little bit on your mortgage. Let’s go ahead and get you caught up. If you don’t, we’re going to end up in a foreclosure lawsuit.” We can help you at that stage.

Then the second notice is when you actually receive a summons in foreclosure complaint after my client, the homeowner, the borrower has been delinquent for a number of months. In either scenario, you can call our office and we can walk you through every step of the way. I sincerely caution everyone listening, if you get that foreclosure complaint and lawsuit, that’s the time that you absolutely need to act.